Have you seen the new money app? It's on Tubu. It's on Weeno. I'm on Dippy but my friend is on Poob. Poob has it for you.
SEPA Instant Payments also solves that.
I've never had to do any of this, and I quire frequently send SEPA payments from Latvia.
in Latvia we need to do this for domestic payments anyway. We use IBAN even for domestic payments..
> and likely your legal name.
not mandatory. If provided, the bank tells you whether the recipient name matches the account, but if not, you can proceed with the payment anyway.
I, too, would prefer to just be able to give people a random number to send money to. Isn't that a GDPR requirement anyway: data minimisation? Can they legally require this beyond their 90% of the law (that is, custody of the thing I'm trying to move)?
Even more than now there is a QR code format for SEPA Instant Payments. Some invoice have a QR code and when it is scanned with a bank app, the fields for a bank transfer are prefilled. IBAN, amount, etc...
We just need an app to generate this QR code for the amount one wants to request.
The stupid problem here is that as EU was pushing SEPA countries themselves came up with the QR payload formats. And since it was first introduced and popular in more eastern europe countries... the western countries can't just follow the already popular codes but have to change the payload format for pointless reason (human readability). There is huge NIH syndrome with German/French/Netherlands tech.
So now you have one format that uses new lines as deliminator, other format uses : as deliminator and another that's not human readable at all and it's binary.
Of course all of them are using same SEPA and essentially just prefill the information into the bank app. I wouldn't be surprised if banks just gave up and parsed the data in all the formats, picking the most reasonable automatically.
On the other hand though, there are still .org and .net if you are lucky.
I usually just use tld-list.com to find all the domains from a particular keyword and then you can buy one which can be nice (eg: I bought https://mirror.forum this way)
that being said, you can find the registration prices to sometimes be cheap but the renewal prices can be double the .com or more (which is around 8-10$)
For my domain of https://use.expert its renewal is around 40-50$ (4x .com price) but probably worth it as I really love it but I might drop a few domains like mirror.forum as its 20$ just doesn't feel worth it to me and I will just auction it in some forums, not really that sure at the moment
So TLDR: you can find some good names if really need be but the idea generally for these startups is to do something similar to what I am saying and then buy the .com later if/when they have the funds, personally I am not that big of a fan of .com but I do realize that I have more chances of remembering .com's because that's the default expectation of the internet.
https://stemerlaw.com/2025/07/16/why-are-amazon-brand-names-...
Wero has got to be the worst of the bunch, though. An awkward combination of "we" and "euro" combined with "vero". At least the other pooq/wolo/snivum/rumio like names aren't trying to hard.
I hate random English words as company names. The other day I saw a company called Runway and it seemed interesting. Turns out there's quite a few companies called Runway or with a product called Runway, in the same industry.
Same with Bolt.
And I hate that Meta is now the company name so I can't look for meta stuff without also getting results about the company formerly known as Facebook.
“Payments via Zoosha? K-smog and Batboy launch new startup.”
"Just use Cashly!" "Download Crditly"
- Mike, co-founder of MoistAI
so true. those names are silly. also, French and Spanish can already send money for free via IBAN / SEPA
International money transfers, even between currencies, now take seconds whenever I do them.
The "map phone number to bank account" services do make this whole thing a lot easier, but on the other hand I kind of don't want to help scammers by giving them the option to look up what bank they need to pretend to be before dialing a number.
I could do it via IBAN and it would mostly (not to all banks) instant.
My bank also allows payments via a phone number now. Tested once and it works, but everyone's used to Revolut for bill splitting here in Romania.
You can do it once, and save in in your bank app.
> wait a day for the transfer to take place.
Isn't instant SEPA required to be supported by all banks now?
I try not to send or write my IBAN just anywhere. With things like Direct Debit, I treat it with care. Sharp contrast with Paypal, where you can use your email address or even have a paypal.me page that does not expose your email at all.
> Isn't instant SEPA required to be supported by all banks now?
Yes, and yet I think it's not supported by all banks. Especially those that are not in the Euro area. One more thing - many people including me are to this day not informed or aware if instant payments are charged by banks or not. I honestly don't know.
https://www.retailbankerinternational.com/comment/barclays-r...