The subsidies deployed by the industry are so massive I don't even know if consumers need public assistance here. It's kinda like the gov was subsidizing web hosting or basic banking. The price for a regular consumer already barely hovers above zero.
Just look at this list of services included in Google's AI Pro subscription[1]. Google took everything it could think any consumer might need and bundled for $20/mo. There's even $10 GCP credit (that you can use for AI API calls).
[1] https://support.google.com/googleone/answer/14534406?hl=en