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I am a member of a community that had an extremely high rate of HIV infection, and watched dozens of people die, in the 1990s. It was pretty awful.

I found out that many insurance companies deliberately delayed approving procedures, in the hope that it would kill the patient.

back then, there was no AI. The decisions were made by humans.

Sometimes, people suck.

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There's entire companies (example: MedExpert) whose clients are health insurance companies whose job it is to re-route physician and patient requests for expensive necessary treatment to cheaper alternatives: https://www.medexpert.com/results/

When they can't completely deny they delay and/or set up burdensome hoops for the patient to jump through before they will qualify for treatment. It's literally their business model.

They even brag about it on their website! > Reduced inpatient hospital admissions by 15% > Reduced use of skilled nursing facilities by 15% (because we won't approve them for nursing care!) > MedExpert clearly reduces rates of unnecessary elective surgery.

If you want entertainment go to their glassdoor reviews and sort by lowest ratings: https://www.glassdoor.com/Reviews/MedExpert-Reviews-E777566....

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