If you can't spend 3 months in SF, you probably can't spend 3 months in any other european city/country.
Is there a city with anywhere near the critical mass of SF?
If that happened to be on the other side of the EU, would you be OK living a 3-hour flight away from Amsterdam, rather than a 13 hour flight away?
Is commuting back and forth 3-hours compatible with the "SF-level work ethic", as you call it?