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a question for Ukrainians who maybe rode to Brazil and got to try Pix: is it this fast? is monobank faster or slower than Pix?

They're not really comparable because Pix is interbank while monobank in Ukraine is a single bank.

I know, but with almost every third Ukrainian above 14 having a mono card we can at least compare the UX (speed, steps required, ease of use, etc.)