Maybe it's different in the US. In Canada, the median income for 25-54 years old was just under $60k / year in 2024. When you're talking about a $3k USD computer, it's pushing 10% or more of the median after tax income. My gut reaction to that is that most people don't even end up with that much disposable income in total, let alone for a single purchase.
HN is skewed with people way at the top end of income earners, especially on a global scale. Imagine getting $30k / year to spend on everything you need and then consider how much $3k on a computer is.
My dad had to take a loan to buy our first computer. Who wants that? It's dumbfounding to see the number of people cheering on backwards progress where we end up where we were 3+ decades ago.