1. A better insurance process is clearly out of the scope of a hn comment, and I have trouble believing you don’t know that too.

2. I’m almost certainly talking about health insurance, made obvious by you even mentioning that. There’s a HN guideline about discussing in good faith.

3. I find it humorous you hand-wave away our inhuman healthcare system as “for a variety of reasons”.

4. I see your career is in hedge funds, defense, and big tech. Best of luck ;)