Motability is not 'a Government scheme that buys people cars'
People use the mobility part of their PIP payments to lease a car from Motability which is an independent company, they could use the mobility payment to pay for taxi instead.
People use the mobility part of their PIP payments to lease a car from Motability which is an independent company, they could use the mobility payment to pay for taxi instead.
But the only reason it exists is because of government funds and government policy.
The scheme would collapse if the government stopped allowing benefit money to be used for Motability leases. The banks lent them money under the reassurance of the government funding.
But yes, they lease the vehicles, they don't sell them.
EDIT: my comment may have some minor inaccuracies. I just found https://publications.parliament.uk/pa/cm201719/cmselect/cmwo... - a very detailed description of the company, charities etc
The scheme has cost billions in lost revenue and it's the only reason it can exist. The exact accounting is up for debate because it's complex but nonetheless.
You can't buy the car, and your limited on miles to 10k, and VAT is now payable, along with insurnace tax. plus you can't lease a landrover.
but like I just don't get it. its not like you have a choice to be on PIP. its fucking humiliating to get on PIP, and keep on it.
Can't find it now but there's a breakdown of the cars supplied somewhere and even when small BMWs etc were available very few people chose them - most people chose smaller average cars
Motability also plays a huge role in priming the used car market in the UK - without them there would be less choice and cars would be more expensive
This is categorically false.
> Motability also plays a huge role in priming the used car market in the UK
You could also argue that it's distorting the market. Having billions worth of subsidies supporting a market isn't necessarily good.
It’s not independent, because it derives all of its income from the government and uses it to buy people brand new top of the range cars.
You're gonna have to cite sources on that one, but I would sincerely doubt that £77 a week will allow you to lease an Audi.
Also the pip claimant has to be probed by a panel every three years to keep getting the benefit, unlike say a state pension (but I paid for that I mean possibly you did, its still a non means tested benefit, unlike PIP)
https://media.audi.com/is/content/audi/country/uk/en/find-an...
And I wonder how much of that £3k is just saved up benefits...
Which disabilities require an Audi or BMW btw?
which on lease is about £80 a month more expensive https://www.gateway2lease.com/cars/audi/a3-saloon/22564/tfsi... (motobility is £308 a month)
so its not like its a luxury car, its a new car.
Personally I'm more pissed off about pensioners on final salary still getting state pension, even though they don't need it. Thats far more fucking expensive and doesn't serve a purpose, well apart from buying votes. means test that shit, right now.