> The bank ate the loss for the fraud and you were made whole
_If_ you notice the fraudulent charge.
_If_ you notice the fraudulent charge.
Back when I was poor, I was logging into my bank and credit card accounts at least twice/week. I always knew within $20 how much money I had.
As a well-paid tech worker, I'm still checking at each paycheck (2x/month) and paying the credit card card off every time, but I'm still scanning the statements for any unexpected charges and to keep a pulse on my spending.
Fun anecdote, my wife started talking to me while I was scanning my statement once and she noticed there was a $20 charge from a business named "Your Side Chick" that she questioned in a joking way. It was from a food cart that specializes in chicken strips.