Ramp does seem to have a genuinely good product, but every time I interact with anyone who works on it, I'm struck by how much they want to talk about how hardcore and advanced their working style is. This was true before AI, and it's very true now
I’ll believe in AI agent’s abilities the day two criteria can be met.
1. A killer app is made with it.
2. That app doesn’t rely on heavily subsidized models that are burning a dollar to make 20 cents.
FWIW I agree with your criteria for AI agent success, and I haven't seen it happen yet.