Selling the solution to the problem you caused ought to be illegal.
Selling the solution to the problem you caused ought to be illegal.
Most tech solutions are built on the problems they created. This includes phones, cars, computers, every software upgrade, and almost every electronic gadget. You are forced to use them because the world around you is no longer compatible with the way of life that was before the introduction of these tech.
Similarly, phones are required now for some activities, like online banking. First it was an option, then it became the norm.
See https://en.wikipedia.org/wiki/General_Motors_streetcar_consp...
In my view the problems of “communication over distances”, “quickly traveling over distances” and “having information to process” all existed as problems well before we invented these solutions.
So that leaves only the idea that we’re forced to use these tool because the world has changed. That is frequently true but hinges on the amount of effort an individual is willing to make - and their economic prowess in an economy that rewards groupthink.
I stand by my original statement: selling solutions to problems you created ought to be illegal.
Court records are public in the US. If creditors want to know if you’ve been in financial trouble, they should check for bankruptcies and lawsuits, not the extrajudicial version of those that the credit reporting companies run based on hearsay.
It’s not better in all ways, of course, but the alternative is not “everyone gets cheap credit extended to them” but rather “people who rich people know and trust get cheap credit extended to them, some others get more expensive credit, and some get no credit extended”. It’s not obvious to me that that’s better.
I got a lot of inexpensive credit extended to me throughout my life, without any rich people knowing me from Adam.