This is really neat, and actually pretty sophisticated. It's like a tiny fintech.
How well has the cash flow prediction worked?
How well has the cash flow prediction worked?
The key was normalizing the payee/categories so we can analyze month to month, and separating fixed vs variable spend. It then did a fancy Monte Carlo simulation with the computed mean/stddev per payee. And out came T+30/T+60 estimates at P50/P80/P90.