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There’s also the question of, “what’s inflation?”

A lot of major necessities like healthcare and housing have outpaced CPI.

Yes, and a lot of major necessities haven't. CPI is an average -- of course some things will be higher.

Necessary stuff (houses, healthcare, education) have outpaced CPI, and generally it is becoming more expensive.

Unnecessary stuff (electronics, appliances, other tech) did not, and generally it is becoming cheaper (Planned obsolescence is another topic though...)

Do you consider food and clothing to be "unnecessary stuff"?

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