At least the only action I was still able to perform was to refund the user, or paypal would have just kept the money.
I pulled our company portal away from PayPal when they refused to restore my account.
Five years later, I tried to re-activate and the human I finally got to effectively told me to fuck off; so I will spend the rest of my life bashing that trash company at every chance.
What's not allowed is grabbing the oauth tokens and using these for your own custom agent, which is what was (and still is) banned.
Nothing has changed, this appears to just be a giant misunderstanding (and probably a poor choice of words from Openclaw).
It's just OpenClaw people claiming "Anthropic told us it's fine".