I'd imagine if you have a card payment reverted to Google and they ban you in return, you're in a world of pain (that you are in the right probably doesn't matter).
I agree there may be no other option, I'm just warning to be ready and prepare for the possible loss of "connected" (in Google eyes) accounts.
It's also the only way to stop Google from stealing your money short of going to a lawyer.
[0] https://pocketables.com/wp-content/uploads/2026/04/image-4-1...
Still, you’re not going to let Google continue charging you for nothing and still keep your email with them.
Anyone who has anything like this happen to them is moving off Google products.