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Just leave and build your own startup / business.

What are you scared of?

I didn't mention other things like I'm living well within my means, no BS expenses except spending on leisure travel ensuring it's comfortable, no mortgages.

I'm working in good team with good WLB but after FIRE while I don't dread the Mondays, I'm no longer excited by the work. I still am able to make decent contributions to my team.

So may be I'm scared of leaving this comfort level.

You will no longer be scare when either you do not enjoy work enough at the current comfort level, or you have something better to go to. Since the first seems unlikely, explore the second. Start side projects, unrelated hobbies, volunteering - anything that makes you excited for work to end.

If work is just so-so, find something that isn't, inside or outside your daily 9-5.

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