>I have 25 Mbps up. 10 Mbps down. Have had it for years. It's fine.

Do you mean the other way around, 25Mbps Down and 10 Mbps up?

It is nice to have, especially when it doesn't cost much. That is why I am perfectly OK with PON rather than dedicated fibre. You only need the 1 or 10Gbps speed for may be a 10 min window per month.

I do think 25Mbps on a house hold bases is quite low. On a 5Mbps Video file I want the first 10 second buffer, 50Mbps done instantly. While I am loading multiple page in the background. Multiply that with a few more user in family. It is perfectly useable a you said, if you dont mind waiting.

Otherwise I think 50 - 100Mbps per person is generally the point we see law of diminishing returns.