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I get 1G (in the US) and am in a similar boat - I could pay for 8G, and my house is even wired for 10G. But..... all my network equipment is 1G, we rarely saturate it, and I don't want to shell out like a thousand dollars to replace my router, three managed switches, and three AP.

Actually $1k might not even do it all, but I could probably get the switches and router for just under $1k and leave the WiFi at 1G.

I suspect my 1G costs a bit more than yours though

I run 10G on cat-5e, so don't let that be a blocker. Your switch and your devices and your router not doing more than 1G would still be an issue though.

Of course, my internet is only 1g/1g unless I want to pay to upgrade the munifiber's equipment, and they use good telecom grade equipment, so I don't.

Unless your house is gigantic, cat-5e can handle 2.5Gbps just fine.