I think you underestimate how actual AI would change the economy. All white collar jobs gone, not just programmers - customer support, accountants, managers, therapists, teachers, lawyers, engineers, researchers, designers, HR, marketing. All gone. Everything you can do from home - gone. IF your job doesn't involve physical interaction with the world - gone. And even if it does, it's cheaper to strap a camera to someone's forehead and let actual AI tell him what to do.
These people will still need to eat and they are highly competent so they'll try to get into careers which require manual skill, driving the value of those down as well. And that's even before robotics get sufficiently advanced to stop replacing those. Everyone will get fucked except those who own the AI companies.
And that's how you get a revolution.
See my comment above - you still see AI as a tool because you're only considering what I call "AI" instead of aAI (actual AI).
Imagine Stephen Hawking level genius at every area of expertise, able to think faster than any human and cheaper than minimum wage but unable to interact with the physical world.
That's not a tool you adapt to use, that's a tool the owners of your company replace everyone with, except ironically those roughly minimum wage manual workers.