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M365 Copilot is neither useful nor entertaining then.

Not really since the clause in full is "Copilot is for entertainment purposes only. It can make mistakes, and it may not work as intended. Don’t rely on Copilot for important advice. Use Copilot at your own risk."

Are you saying that the business version cannot make mistakes and can be relied upon for important advice?

No, I’m saying that MS have different terms for their business and personal offerings (as do OpenAI and Anthropic).

To be fair to them, MS are quite open about accuracy for the business offerings, see here as one example:

https://learn.microsoft.com/en-us/copilot/microsoft-365/micr...

This should be the top comment.