I have seen a similar pattern with Canva’s MCP. I pay for Pro, but the one feature that would actually make MCP useful, Auto Fill, is gated behind an enterprise plan. So the surface is there, but the real power is locked away.
I get that this is still the wild west for MCP, and I agree with the OP’s general take. But right now there is a big gap between "integration exists" and "integration is actually useful." Personally, I am more excited about where something like WebMCP could go, where the default assumption is full capability rather than a restricted subset.