A billing system only truly gets built once, then possibly maintained in perpetuity. This makes the advantage of building it 20x times faster pointless. AI builds it in a day, will it matter 5 years from now if that billing system was instead built by hand in 20 days a long time ago? No.
The speed advantage of AI only comes into play when you have a lot of code to crank out continuously.
Do you have a need to constantly build bespoke billing systems at a rate of 1 per day? Probably not. So who cares. Take your little AI grift charging $1000/month somewhere else. It’s not needed.