I think the solar generation from say 10am-4pm is where you'd find a surplus, if there is one.
At least at my home, there's only ~20% difference between peak and off-peak rates, but, if you have A/C, it still makes sense to pre-cool on hot days, back it off at 4pm and then turn it back up at 9pm if you still need the cooler temps to sleep.
1. https://www.caiso.com/content/summer-loads-resources-assessm...