It's always going to be easier to live underground or under the sea, and you don't see anyone doing that.
Like, pretty much any of those place has
0) Air at not a near vacuum
1) Liquid water
2) not a lot of radiation
3) appropriate gravity
Why would you want to even live on Mars? You have to essentially live in a very small pressure bunker at some rad-safe depth. Doing so for a little while would be fun and exciting, sure. Homesteading that life? Every one of your kids would opt to leave (if possible) the second they got a chance.
If it's possible to call me back to the SF office for a client meeting the day after tomorrow I'm not going