to answer the first question in the article

"Many consumers want to know how long it will take them to make back the upfront costs of solar"

my answer is that the payback is imediate, right from the first moment watching as energy is generated out of thin air, and the sudden relief from getting off the energy angst missery-go-round, and the sheer borring inertness of solar pv as it does the thing with zero detectable effort, is gratifying and relaxing in a way that money never gives.

I will add that solar pv is increadably robust, and damage tollerant as well, you can drive a claw hammer through a panel, and while it does not improve the performance, the degradation is actualy not that much, and it will continue to function for years