Completely agree with this. I watch many commercials on television targeting elderly folks and I just cringe. They seem to be doing everything they can to separate the viewer from their money for a dubious product or service.
At least in the book/movie(s) Harry Wormwood faces consequences. The enablement top down is the problem. The system is rotten and no one faces any real consequence only a slap on the wrist at a fraction of revenue many years later.