> We’re already there. Your individual labor isn’t enough to make a living unless you subscribe to the altar of a feudal FAANG. This is preposterous.
You think you already can't "make a living" without working at a FAANG? Is this a serious post?
You think you already can't "make a living" without working at a FAANG? Is this a serious post?
I was forced to move, lost connection to my friends and half my family, all the places I knew and had memories/attachment to, habits/hobbies. I understand why they are fighting to keep their lives and not give up and in a way die and start a new, lonelier, much different life.
I don't understand how that is nepo/spoiled/rich behavior, it's just basic normal human behavior. Thinking it's totally cool to displace people is also normal human behavior, just to me the shittier less justifiable of the two.
California is an especially egregious example because none of the inherited familial homes are taxed appropriately, which lowers liquidity and drives up market rates further. If you wanted to create a landed gentry, California Article XIII A is the gold standard for a policy to do that [1]
Of course, a lot of families never end up owning a home in an area that will experience that kind of appreciation. But the idea that it's "newcomers vs. life-long-residents" is wrong. It's actually more about the tension between the life-long-residents who own property and pursue NIMBYism vs. everyone else.
[1]: https://law.justia.com/constitution/california/article-xiii-...
You can write paragraphs about how displacing people is fair, how kicking grannies out of their homes and auctioning them off because of tax debt (something that was happening) is the moral way. But you are still just talking around displacement of people to reach your desired end goal.
I'm not pro-displacement. I'm pro-housing, which we need much more of in SF.
Millions did the same. https://www.cnbc.com/2026/03/19/aca-enrollees-uninsured.html
https://www.peoplekeep.com/blog/cost-of-employer-sponsored-h...
A small company can use a PEO like Rippling (a YC company) where employees are “co employed” with the actual company and for taxes/HR/benefits with for Rippling. It’s not like contracting. Everyone from the CEO down is “co employed”
The US saw an average of $14,885 per-capita healthcare costs in 2024. Higher now.
Having people see how other countries work on a regular basis really opens your eyes.
And then you have travel and expensive healthcare to pay for.
We are involved in ex pat groups on Facebook, have gone to meet ups, and are having dinner with a few people we have met.
Narrator: "In fact, they did not"
In our case, we tend to hit the max out-of-pocket pretty fast.
Likely not for many, but I definitely did all this math annually.
It was a good change, but it needed the individual mandate to function successfully. That got removed.
The difference being that if you don’t need to use your HSA in a year you keep it - unlike low deductible plans.
I have never known a health care provider that you can’t negotiate a payment plan with. Even if your HSA isn’t funded, they could probably have a payment plan = HSA monthly contribution and then take it out of the HSA.
Yes I understand that a lot of people making $40K would be deftly afraid of doing that. But they would still statistically come out ahead
ACA plans and LG/SG plans are not the same, and pretending they are is, frankly, a large part of why healthcare in this country is such a dumb discussion - those discussing it have no idea what they're talking about.
Communism/socialism/wealth distribution/planned economies is one potential solution, but it's an awfully ham-fisted one and definitely not one to put into place until it's absolutely necessary. I kind of suspect that a lot of people, like OP, are kind of hoping that now is the time, but it definitely isn't, at least not yet.
And it's because only those companies are big enough to cut deals to shield themselves and their subjects from the massive amounts of debt the world economy is being forced to service; everyone else is dumping a double-digit percentage of their labor into covering the bad bets of our banks.
If money is trickling down to you from FAANG, you're benefiting from their largesse - or, rather, being exploited by the control they have over your source of income, as both an individual and an business owner. FAANG throwing their weight around to force-underpay suppliers becomes the problem of the retail worker whose wages are paid by underpaid consumers. And so on.