The majority of households in the US have no savings of any kind and rural suicide rates have jumped by nearly 50% in the last 25 years. Y'all have just about backed everyone into a corner already.
https://en.wikipedia.org/wiki/Gini_coefficient
Unfortunately, it’s been the outcome of every system we’ve yet tried - wealth always accumulates. It has, so far, only been redistributed through violence - either direct action by the proletariat, or their mass slaughter in war, allowing redistribution amidst the survivors.
I’d love to imagine that this time we can find a different path, but ten millennia of precedent is a hard trend to buck.
Our species has been on the planet for what, roughly 300,000 years? 290,000 of which was spent mostly on chasing our food. By comparison our modern fumble-fucking around with political systems designed by and for a notional elite class is a blink of the eye. We've beaten worse odds.
And… chimps follow the same patterns - accumulation of breeding rights to a select germline, followed by violent revolution, infanticide, all of it. We are cut from the same stuff.
Immigrant families save a higher percentage than Americans even when they make less money. Americans notoriously overconsume and are not big on saving.
I just think if people want results they should focus on the factors they can control. Changing government policy and industry policy is a slow process and can take decades for results and often has unintended consequences.
Reducing consumption helps immediately.