I’m convinced this platform is used for money laundering, by someone; not accusing Radvinsky, but if you wanted to create an opaque money transmission system, you’d design it close to what OF is.
If you want to launder money you don’t usually do it with credit cards.
Also OF’s fees would be a killer.
I have zero love for OF, but shouldn't your reasoning also apply to Patreon, Gofundme, and so on? They all let you collect small fees for completely unverifiable services.
paypal, heck every retail gift card too.
Retail gift cards are very much known for use in money laundering, so...