I feel like in the last five years all prior knowledge and art wrt infosecurity was lost from the "dev community". My guess is that hackers have an embarrassment of exploits and are being unusually quiet. I expect a series of major breaches/hacks over the next few months that are ignored and it just becomes normal to have all of your customer data dumped onto the public web. For example, the digital banking system could go under, and most kids would just download some new crypto app. It won't really matter that nothing replaces the dollar or our global banking infrastructure. The zeroing out of the financial system would just be the "coyote suddenly being affected by gravity".