No, but imagine if every time you did something there was a thought in the back of your mind that said "I could have paid someone else to do this without materially affecting my wealth."
But imagine if they were fabulously wealthy. Sure, they could set themselves a budget, but even for them that would feel... contrived. The whole thing would feel like LARPing as someone without so much money. So that sense of accomplishment is going to be out of reach, even assuming they didn't just buy a brand new boat.