Author here: the library just accepts RGB8 bitmaps, probably coming either from Rust's image crate [1] or Python's Pillow [2], which are both mature and widely used. Dealing with codecs is way out of scope.
As for loading into memory at once: I suppose I could integrate with something like libvips and stream strips out of the decoded image without holding the entire bitmap, but that'd require substantially more glue and complexity. The current approach works fine for extracting dominant colours once to save in a database.
You're right that pre-resizing the images makes everything faster, but keep in mind that k-means still requires a pretty nontrivial amount of computation.