Stripe builds great products, including identity. But it’s not a specialized identity platform.

A few differences: - Limited global document coverage (not all IDs or countries supported). https://docs.stripe.com/identity - No advanced workflow orchestration for complex identity flows - Missing features like NFC chip verification - Pricing similar to traditional IDV vendors (expensive)

Stripe Identity works well inside the Stripe ecosystem, but companies that need more flexible, global identity infrastructure usually look for specialized solutions.