Anyone can buy STRC with 10-11% yield, paid monthly. Full liquidity (i.e. can sell anytime).
5% return is not competitive.
5% return is not competitive.
We're competing against long-term cash held in a money-market fund (an instrument optimized for short-term use with same-day liquidity) earning 3.5%. In that context our yields definitely are competitive.
Why not buy Celsius (1) instead, even better yields ;)