I thought recently what makes some people forever poor and some people forever prosperous. Really, it is mentality. The poor will burn principle as soon as they get it. The rich will not. That simple. The rich stay rich by not touching principle, only interest, and then, not even all of the interest. The poor stay poor by burning principle as soon as they have it. It really is quite simple. Change mentality, change results.
Capitalism requires losers to have winners and the cake eaters like it that way.
The answer to that is the answer to its converse: Why are people rich?