Apple seemed to copy this one exactly as iCloud asks you the same all the time. Honestly these days Linux feels like the only sane platform as you can customize it properly.
Linux powers the entire world. Billions if not tens of billions of devices. It doesn't "break all the time like a kit car". I switched my wife's desktop from Ubuntu to Debian about a year ago and I haven't heard a single complain. Not a single crash. She hardly reboots her computer. The thing is just rock solid and it needs to be: she works from home and she spends 8 hours+ on her (Linux) computer.
Just as you can uncheck a box in settings to turn off Apple Intelligence.
Unfortunately, Microsoft doesn't want Windows users to have the same level of control.