1. If we have robots at home, they need some sort of efficient continual learning, which could be on the go finetuning / RL via some small LoRA - this will need to do multimodal finetuning with sparse reward signals - one could also imagine all data is aggregated to one central processing center after anonymization, and training a larger model with more data + RL like that
2. Agreed images, audio, video etc is what still LoRA does well - the guide at https://unsloth.ai/docs/models/qwen3.5/fine-tune is actually a vision + text finetuning guide, so you can finetune the vision layers on your own use case
3. Model routing is going to be more the norm in the future - ie locally smallish models with LoRA for continuous finetuning can be used, but complex tasks can be offloaded to a large LLM in the cloud.
4. I also wrote about more use-cases below on the post - DoorDash, Vercel, Mercor, Stripe, NASA, Perplexity, Cursor and many others all do finetuning - for eg Cursor, Perplexity finetune large OSS LLMs themselves for their specific product lines - so there is definitely value if you have the data for it.