How to stop burning money on OpenClaw

I've talked to over a hundred OpenClaw users over the past two months. Cost comes up in almost every conversation. People set up their agent, use it normally, and end up with bills they didn't expect. $141 overnight from a misconfigured heartbeat. $800 in a month on a multi-agent setup. $30 burned doing barely anything.

The article digs into why this happens and what you can do about it. The core problem is that without optimization, every request hits your most expensive model, your system context loads on every call, and your conversation history grows with each exchange. It adds up fast.

The fixes range from simple config changes to architectural decisions. Routing tasks to the right model instead of sending everything to Opus. Using skills instead of spinning up multiple agents. Leveraging prompt caching on the provider side. Keeping your context lean. Running local models for lightweight tasks. And tracking costs daily instead of discovering a surprise bill at the end of the month.

Two deployments documented 77% and 80% cost reductions through these approaches. All sources and community reports are linked at the bottom. Happy to answer questions.