I have an even more radical solution. The real root of the problem is that we use this "money" concept to represent value. If money didn't exist there wouldn't be any reason to steal, hack, or scam.

What do we replace it with? Haha, idk man. How about water? More difficult to hoard in ridiculous quantities, better spend it before it evaporates, and it occasionally falls from the sky (UBI). That's what I call a liquid asset!