"This distinction is really without a difference." "In fact, if you're using the Dropbox desktop application, your files are backed up several times." "It's hard to imagine a scenario where Dropbox could lose your files..."

Please stop. Right there. Stop believing some vendor marketing blindly (even if you do come to another conclusion later), stop reassuring other people who do so and stop calling a sync a backup. There is a very important distinction: Sync has mechanisms in place that are capable to touch the files on your backup. At least in dropbox' case these mechanisms are not completely separated from the initial backup mechanism of each version. I've had two almost catastrophical data losses with Dropbox until I was able to make that distinction. I've come to the conclusion that IT professionals should never ever treat a sync system as a backup system, and if you still think so please don't spread that advice to others.