I disagree. In Portugal, MB Way arrived, allowing people to use their phone to send money to each other, or pay in terminals, and it was widely adopted. People want ease of use and low fees, not to keep their credit cards.
With this being said, the Digital Euro has more potential.
Living in the Netherlands iDeal is perfect for online shopping, but once the money is gone there is no way to get it back.
With Visa/Mastercard there is a level of protection available which leaves the door open to get your money back if you are being scammed.
I believe Wero is going to implement this as well, so time will tell but I think any move to break the duopoly of Visa/Mastercard is good for consumers.