I think it's reasonable for Zulip to ask for compensation for access to these gateways, since Apple and Google do not make them available to end users free of charge, and the burden of responsibility to ensure that these systems aren't abused is on them. Also, the fact that they offer mobile push notifications for any self hosted server of up to 10 users is pretty generous, and there seems to be a Community plan option for larger servers that includes "groups of friends" as a qualifier. It really seems they're offering quite a bit.