Everyone would like that, but it is easier said than done.
> We know how to fix lots of problems, and money is orthogonal to the issue.
Great that you have the answer, so how do we fix it?
The past ~100yr of state policy has made a lot of economic winners out of people in these industries by putting it's thumb on the scale in their favor.
Any reversion to a "natural market state" or perhaps beyond, where the government weighs in to the advantage of those who do not make money on housing or healthcare would necessarily make loser out of all the people who right now benefit from the government having its thumb on the scale where it is currently positioned and they will fight tooth or nail to prevent this.