That’s a really clear split: “actions are fine, reference organization is the pain” — and Joplin/text files is a very real workflow.

If the goal is later reference (not task generation), the most useful thing to validate for me is: what “organized” means in practice for you. Is the biggest failure mode:

1. you can’t find it because you don’t remember the right keywords, or

2. you remember it exists but it’s scattered across too many places/notebooks, or

3. you find it but it’s missing the surrounding context?

Details in my HN profile/bio if you want to see the angle I’m exploring (it’s not only Obsidian-specific).