If Gmail goes down in 20 years, it will be a major occurrence. If mailgoforward.fart goes down, you’re screwed.
The advice is, as always, use a second mail address for “sensitive” providers. Use a password manager and two factor for everything. Ideally one that integrates into your phone and browser.
For traceability, most providers support a + alias syntax now. Ie foobar+baxservice@provider.com