I want and EV but I don't have a charger and I cant have a charger since I live in an apartment.
Unless you spend upwards of 40% of your battery daily, you'll be good.
If you own a parking spot in your apartment complex, and depending on your jurisdiction, you can install your own charger.
You also don't have a gas station inside your apartment. Depending on which car you get, you could go charge it to charging station. I'm not saying this is instant process.