> Solve enough problems relying on AI writing the code as a black box, and over time your grasp of coding will worsen, and you wont be undestanding what the AI should be doing or what it is doing wrong - not even at the architectural level, except in broad strokes.

Using AI myself _and_ managing teams almost exclusively using AI has made this point clear: you shouldn't rely on it as a black box. You can rely on it to write the code, but (for now at least) you should still be deeply involved in the "problem solving" (that is, deciding _how_ to fix the problem).

A good rule of thumb that has worked well for me is to spend at least 20 min refining agent plans for every ~5 min of actual agent dev time. YMMV based on plan scope (obviously this doesn't apply to small fixes, and applies even moreso to larger scopes).