We're heading toward AI-first systems whether we like it or not. The interesting question isn't "does AI reduce brain connectivity for essay writing" - it's how we redesign education, work, and products around the assumption that everyone has access to powerful AI. The people who figure out how to leverage AI for higher-order thinking will massively outperform those still doing everything manually.
Cognitive debt is real if you're using AI to avoid thinking. But it's cognitive leverage if you're using AI to think faster and about bigger problems.