This implies there's some kind of shared resource out there on the network that your devs are developing on. Why not make all these resources part of your local dev stack, served on localhost, and use dummy credentials? You can even commit them because they're not sensitive.

Thanks @pjjpo, exactly. My bad to confuse people, no we don't put real prod-prod credentials in .env. We use mechanisms to ensure separation of secrets. Thank you for saying that it's a simple yet effective implementation. If you try it and let us know your feedback.