The $20/mo I pay is quite affordable given the ROI.
I could see jumping between various free models.
EDIT: I also wasn't going to say it but it's not about the money for me, I just don't want to support any of these companies. I'm happy waste their resources for my benefit but I don't lean on it too often.
Its not even SOTA open source anymore, let alone competitive with GPT/Gemini/Grok.
I couldnt use GPT3 for coding and deepseek is at GPT3 + COT levels.
I'm not going to be sending money every month to billion dollars companies who capitulate to a goon threatening to annex my country. I accept whatever consequences that has on my programming career.
Not because I think either way is better, just because personally I work well with AI in the latter capacity and have been considering subscribing to Claude, but don't know how limiting the usage limits are.
It also goes very fast if you don't actively manage your context by clearing it frequently for new tasks and keeping key information in a document to reference each session. Claude will eat through context way too fast if you just let it go.
For true vibecoding-style dev where you just prompt the LLM over and over until things are done, I agree that $100 or $200 plans would be necessary though.
A 10$ GitHub Copilot or 20$ ChatGPT/Claude subscription get you a long way.
And if the employer isn't willing to spend this little money to improve their workers productivity they're pretty dumb.
There are valid concerns like privacy and oss licences. But lack of value or gain in productivity isn't one of them.